Ready to get started? Our licensed team makes the process simple. We compare your options and explain each one in plain language. There is no pressure and no obligation.

How we match borrowers to programs

We compare across every program on this page — traditional, government-backed, and investor lending — and show you the trade-offs in plain numbers before you choose.

One loan officer owns your comparison from first question to closing, so the advice stays consistent and nothing gets sold to you twice.

We proudly serve homebuyers, homeowners, and investors across Texas. Our office sits at The Star in Frisco. We are fully licensed under NMLS #2692844. Above all, we want to help you make a confident, well-informed decision.

Have a question before you begin? We are happy to help. Reach out today and a friendly loan officer will walk you through the next steps.

Also, you can review independent tips from the Consumer Financial Protection Bureau. When you are ready, request your free quote today.

Frequently Asked Questions

Which loan program is right for me?

It depends on how your income documents, what the property is, and whether you will occupy it. Owner-occupants generally start with conventional or a government-backed program. Investors and self-employed borrowers are usually better served by DSCR, bank statement or asset depletion structures. We will match the structure to your situation rather than the other way round.

Does TPRG Capital lend outside Texas?

No. We are licensed in Texas and arrange financing for Texas property only.

Is TPRG Capital a lender or a broker?

A broker. We do not fund loans ourselves; we place them with wholesale lenders and investors. That is why we can offer programs across both traditional and Non-QM lending rather than a single institution’s product set.

Can I combine programs, or switch after applying?

Files are frequently restructured during the process when a better fit appears. Switching programs can change documentation and timing, so it is better to identify the right structure at the start.

Do you publish rates?

No. Rates depend on the program, the property, your credit profile and market conditions on the day, and they change daily. A published figure would be stale and misleading. Contact us for a current quote for your situation.

TPRG Capital · (972) 679-1613

Jimmy D. Williams, Residential Mortgage Loan Originator, NMLS #1860818 · TPRG Capital, NMLS #2692844
5 Cowboys Way, Suite 300, Frisco, TX 75034 · Licensed in Texas · Equal Housing Opportunity

This content is for general information only and is not a commitment to lend or an offer of specific terms. Program guidelines, qualification requirements, and terms are subject to change without notice. All loans subject to credit approval.