Licensing and Disclosures

TPRG Capital is a registered trade name of The People’s Realty Group Inc., a Texas licensed mortgage company. This page lists our licenses, explains how to verify them yourself, and provides the notices Texas requires us to post.

Company licensing

  • Legal name: The People’s Realty Group Inc.
  • Operating as: TPRG Capital
  • Nationwide Multistate Licensing System (NMLS) ID: 2692844
  • License: Texas Mortgage Company License, issued by the Texas Department of Savings and Mortgage Lending
  • Office: 5 Cowboys Way, Suite 300, Frisco, TX 75034
  • Phone: (972) 679-1613

We are licensed in Texas only. We cannot originate residential mortgage loans on property outside Texas.

Our licensed loan originators

NameTitleNMLS ID
Jimmy D. WilliamsResidential Mortgage Loan Originator1860818
Kelvin D. Gilmore Sr.Residential Mortgage Loan Originator2750653
Stevie ShermanResidential Mortgage Loan Originator2314374

Each originator above holds a Texas Residential Mortgage Loan Originator license and is sponsored by The People’s Realty Group Inc., NMLS ID 2692844.

Verify our licenses

You do not have to take our word for any of this. Every mortgage company and loan originator licensed in the United States appears in a free public database.

Visit NMLS Consumer Access at www.nmlsconsumeraccess.org and search any of the ID numbers above. The record shows our license status, the states we are authorized to work in, and any regulatory history.

We encourage you to check. You should check before working with any mortgage company, not only ours.

What we do, and what we do not do

TPRG Capital is a mortgage broker. We help you compare loan programs from multiple lenders and we submit your application to the lender whose program fits your situation. We do not make loans, we do not fund loans, and we do not service loans after closing.

That distinction matters when you are comparing companies. A broker works across many lenders. A lender offers only its own products.

Consumer Complaints Against Mortgage Related Companies and Individuals Doing Business in Texas

You have the right to file a complaint against Residential Mortgage Loan Originators, Mortgage Companies, Financial Services Companies, Auxiliary Mortgage Loan Activity Companies, and Independent Contractor Loan Processors and Underwriters licensed under Texas Finance Code Chapter 156, Residential Mortgage Loan Company and Residential Mortgage Loan Originator Licensing and Registration Act;

or

Residential Mortgage Loan Originators and Mortgage Bankers under Texas Finance Code Chapter 157, Mortgage Banker Registration and Residential Mortgage Loan Originator License Act;

or

Residential Mortgage Loan Servicers Under Texas Finance Code Chapter 158, Residential Mortgage Loan Servicer Registration Act;

or

a state savings bank if you feel you have been wronged in any way regarding your financial dealings and or transactions.

How to file. Send a completed complaint form to the Texas Department of Savings and Mortgage Lending (SML), 2601 N. Lamar Blvd., Suite 201, Austin, Texas 78705. Telephone 1-877-276-5550. Information and forms are available on SML’s website: sml.texas.gov.

Notice posted under 7 TAC §56.200(c).

Equal Housing Opportunity

We do business in accordance with the Fair Housing Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin in any aspect of a residential real estate related transaction.

Important disclosures

Information on this website is for general education only. It is not a commitment to lend, an offer of specific loan terms, or a recommendation for your situation. Loan programs, guidelines, and terms may change without notice. All loans are subject to credit approval, income and asset verification, and property appraisal, and none is guaranteed.

Nothing on this site is tax, legal, investment, or financial advice. Please speak with a qualified professional about your own circumstances.

TPRG Capital is a registered trade name of The People’s Realty Group Inc., NMLS #2692844. Licensed in Texas. Equal Housing Opportunity.

Last updated August 2026.