Flexible Home & Investment Property Loans, Made Simple.
We specialize in DSCR and Non-QM loans — flexible programs that qualify you with rental income or bank statements instead of tax returns. Traditional buying? Conventional, FHA, and VA options fully covered too.
Non-QM & Investor Specialty Path
DSCR Loans — qualify with the property’s rental income instead of your tax returns.
Bank Statement Programs — for self-employed and business owners.
Foreign National & Low-Doc — options for buyers without U.S. credit or standard paperwork.
Explore Investor Programs →📈 Free DSCR Calculator →
Traditional & Government Loan Path
Conventional — a great fit if you have steady income and good credit.
FHA & USDA — low down payment, flexible qualification.
VA Loans — flexible financing benefits for eligible veterans.
View Traditional Options →A Mortgage Should Do More Than Finance a Property
At TPRG Capital, we believe a mortgage should provide a solid foundation for long-term financial success. That’s why we take the time to understand your goals, evaluate every available option, and develop a customized financing strategy tailored to your unique needs.
Whether you’re purchasing your first home, refinancing, building wealth through real estate, or expanding your investment portfolio, we offer a comprehensive range of lending solutions — including Conventional, FHA, VA, USDA, Jumbo, DSCR, and other investor-focused loan programs.
Our success is not measured by the number of loans we close, but by the relationships we cultivate, the trust we earn, and the lasting financial impact we make in the lives of those we serve.
Real Estate Financing, Done Differently • Strategic Lending, Lasting Relationships
Why Borrowers Choose Us
Experience, speed, and service that sets the standard
Speed That Wins Offers
Quick pre-approvals and fast closings. In competitive markets, speed matters.
Communication You Can Count On
Your dedicated loan officer answers calls, texts, and emails. No automated runaround.
Trust Built on Experience
Fully licensed and committed to your success with a proven track record.
Our Proven Process
We’ve refined every step to make your home buying journey as smooth as possible.
Get pre-approved fast and shop with confidence.
Your loan officer is available whenever you need them.
Upload documents easily and track progress in real time.
We handle the details so you can focus on your new home.
How We Work
What working with a mortgage broker actually looks like
You work with a licensed originator, not a queue.
The person who takes your first call is the person who takes your file to closing.
We compare programs across multiple lenders.
As a broker we are not limited to one company’s products, so the comparison is a real one.
You get a straight answer on what you qualify for.
Including when the answer is that now may not be the right time, and what would change that.
We explain the tradeoffs before you apply.
Rate, term, cash to close, and what each choice may cost you over time.
Trusted By Our Clients
Rated 5.0 across Google Reviews
“Jimmy is truly the best in the business. His integrity and communication are outstanding — he keeps you informed every step of the way.”
— Jarrod Carter“The pinnacle of professionalism. Caring, respectful and above all extremely knowledgeable. Highly recommend!”
— Austin Hurmez“So diligent about finding me options and had me pre-approved for quicker processing. I cannot say enough about Jimmy and his team!”
— Patti Crisp
Ready to talk through your options?
Experience the difference that comes with expertise, speed, and genuine care.
Secure & Confidential • Quick Process • No Obligation
Why Borrowers Choose TPRG Capital
Your financing journey begins with a conversation, not an application.
First, we take the time to understand your goals, budget, and long-term financial objectives. Next, we evaluate your options and recommend the loan program that best aligns with your needs. Once your financing strategy is in place, we coordinate every detail with precision and guide you confidently through each step of the process until closing.
At TPRG Capital, every client is supported by a dedicated mortgage professional who is readily available by phone, text, or email. We believe clear communication, timely updates, and responsive service are essential to creating a smooth, stress-free lending experience.
Located at The Star in Frisco, TX, and licensed under NMLS #2692844, we are committed to providing knowledgeable guidance, personalized financing solutions, and the highest standards of professionalism and integrity.
If you have questions before getting started, we’re here to help. Contact TPRG Capital today at (972) 679-1613 to schedule a complimentary consultation and discover financing solutions designed around your goals — not simply your loan.
For additional consumer education, we also encourage you to review the valuable home financing resources provided by the Consumer Financial Protection Bureau.
Frequently Asked Questions
What kinds of loans does TPRG Capital arrange?
Investor and Non-QM financing — DSCR, bank statement, asset depletion, fix-and-flip and foreign national — alongside traditional and government-backed programs including conventional, FHA, VA, USDA, jumbo and construction. All for Texas property.
Is TPRG Capital a lender?
No. TPRG Capital is a licensed Texas mortgage broker. We place loans with wholesale lenders and investors rather than funding them ourselves, which is what lets us offer both traditional and Non-QM programs.
Where does TPRG Capital lend?
Texas only. Our office is at 5 Cowboys Way, Suite 300, Frisco, TX 75034, and we work with borrowers throughout the Dallas–Fort Worth metroplex and across the state.
Can I qualify without tax returns?
Frequently, yes. Bank statement programs qualify on deposits, asset depletion on documented liquid assets, and DSCR on the property’s rental income. These are full underwriting programs that use different evidence, not reduced scrutiny.
How do I get started?
Request a quote or call (972) 679-1613. We will look at your situation, tell you which structures fit, and be straightforward if a transaction does not work.