Non-QM & Investor Loans

Bank Statement Loans are an alternative lending product for self-employed individuals and business owners who lack traditional tax returns or W-2 documentation.

Construction loans provide short-term financing for building new homes or major renovations, typically lasting 6-12 months during the construction phase.

Designed specifically for real estate investors, DSCR loans allow borrowers to qualify based primarily on the income-generating potential of the property rather than personal income or tax returns.

Foreign national loans provide mortgage financing for non-U.S.

Jumbo loans are mortgages that exceed the conforming loan limits established by the Federal Housing Finance Agency, making them too large to be purchased by government-sponsored enterprises.

Non-Qualified Mortgage (Non-QM) loans are alternative financing products that don't meet the Consumer Financial Protection Bureau's Qualified Mortgage standards, offering flexibility for borrowers with unique financial situations.

Reverse mortgages allow homeowners aged 62 and older to convert home equity into cash while continuing to live in their homes.

Commercial loans finance income-producing properties such as office buildings, retail spaces, warehouses, and multi-family apartment complexes.